The UAE offers expats a fresh start, with career opportunities and financial perks like tax-free income. But with new beginnings come new responsibilities.
That’s why life insurance and mortgage insurance (Loan Protect) are more than just options, they’re important steps in protecting your loved ones and building long-term financial security.
Why Life Insurance Is Essential for Expats
Protect Your Family, Even When You’re Not There
Life insurance provides financial support to your family if something happens to you. It helps cover important costs, like living expenses, school fees, and daily needs , so your loved ones don’t face added stress during a difficult time.
Life insurance can help you:
Provide income for your family after your death.
Cover major expenses like education or rent.
Handle medical or emergency costs.
Plan ahead for critical illness or disability.
“Living away from your home country means less access to public benefits or extended family support . Making life insurance even more important for expats.”
Mortgage Insurance (Loan Protect): Secure Your Home
What Happens to Your Home Loan If You're Not Around?
Buying a home in the UAE is a big milestone for many expats. But if you're no longer there to pay the mortgage, it can become a burden on your family.
Mortgage insurance, or Loan Protect, is designed to pay off your home loan if you pass away. This ensures your family keeps the home, without added debt or worry.
Benefits of mortgage life insurance:
Pays off your mortgage balance in full.
Keep your home in the family.
Eases financial pressure during a difficult time.Offers peace of mind that your investment is protected.
Making Insurance Easier for Expats
Simple, Clear, and Accessible
Many expats are unsure how to get started with insurance in the UAE. HAYAH helps by offering easy-to-understand options through a fully digital platform.
With HAYAH, you get:
Affordable plans starting from AED 7/month.
No medical exams needed for basic coverage.
Fast online signup via the HAYAH mobile app.
Clear information without confusing jargon.
Products made for expat needs.
“By learning about your options and asking questions, you can make smart, confident choices that protect your family’s future.”
Choosing the Right Insurance Partner: Expert Support Made Simple
Choosing insurance is a personal decision. It's about protecting the people who matter most. That’s why it’s important to partner with a provider that truly understands expat life in the UAE.
HAYAH Insurance is built with expats in mind, offering a clear, simple, and fully digital experience from start to finish.
Here’s what makes HAYAH the right choice:
Flexible, transparent plans tailored to your needs
A deep understanding of the expat lifestyle and challenges
Smart digital tools that make applying, customizing, and purchasing insurance fast and hassle-free
A focus on both financial protection and peace of mind for you and your family
“With HAYAH, securing your future is easier than ever — all from your phone, whenever it suits you.”
Final Thoughts: A Smart Step for a Secure Future
For expats in the UAE, life and mortgage insurance are key parts of a strong financial plan. They help protect your family’s future, no matter what life brings.
Taking care of tomorrow starts with a simple decision today.
Get started with HAYAH’s life insurance — all from your phone. Explore your options through the tribe by HAYAH app and take control of your financial future with confidence.
Buy HAYAH's life insurance products immediately using just your phone:
1) Term Life Protect: Protect yourself and your family with coverage against loss of life, critical illness and disability.
2) Simple Life: Financial security for you and your family made easy. From AED 7 per month, and with no medical checks needed.
3) Loan Protect: Protection for your finances if you find yourself unable to repay a loan.
Description
Learn why life and mortgage insurance are essential for expats in the UAE. Protect your family, your home, and your future with HAYAH’s simple digital plans.