We do more than
We do futures.

HAYAH isn't your typical insurance company in the UAE. We're a community-minded force, committed to innovation, financial security, and enhancing your lifestyle.

Explore insurance in the UAE

Start your HAYAH journey

Whether you're an individual or a business, we're here to protect your future and support your growth.

Smart saver

Intelligent savings for you and your family

We’re not just about digital insurance. Smart Saver is a customisable savings plan to help you meet your financial goals. With savings updates and a real-time forecast graph, you can track your investments right from your phone.

Experts recommend saving 20% of your income. Find out how this sets you up for your future with our retirement calculator below.

What we offer



We take the security of your future seriously. HAYAH and our products are regulated and approved by The Central Bank of The United Arab Emirates.


Here to stay

HAYAH is listed on the Abu Dhabi stock exchange. Our solutions are designed in the region, for the region.



Manage your savings and insurance on any device. Our digital solution makes organising your finances simple.



We take the security of your future seriously. HAYAH and our products are regulated and approved by The Central Bank of The United Arab Emirates.


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It’s great to finally see a company that is doing it right. Their online platform is first-rate, very easy to navigate through, and their products are great. Thank you HAYAH for an excellent service and for providing support when really needed.

HAYAH professional partner

We are pleased to count HAYAH amongst our preferred life insurance partners. Their product expertise and flexibility across the whole value chain have been instrumental to drive our portfolio and support our mutual clients with a continuous customer centric approach.

SIACI Insurance Brokers, Dubai

We have been dealing with many Insurers for Group life policies. The kind of claim settlement from HAYAH is outstanding, not only for this policy but also for all other Group life claims. Your people are outstanding. Thank you for all your support.

Crossroads Insurance Brokers LLC

The UAE's #1 financial health app

Tribe by HAYAH

Create a budget that works for you

  • Build monthly budgets that suit your finances

  • Track your spending on the go

  • Compare your spending patterns over time

Power up your financial resilience

  • Embark on quests to test your financial resilience

  • Get personalised advice to help with your finances

  • Level up as your financial knowledge grows

Protect your money wherever you are

  • See your HAYAH policies all in one place

  • Keep updated on the status of your savings

  • Access all HAYAH plans directly from the app

Looking for coverage for your employees?

Our offering includes extensive insurance for business. If you’re an existing customer please contact us for enquiries.

Frequently Asked Questions

Have any questions?

Are HAYAH's products approved and authorised by the relevant authorities?

How can I purchase a life insurance policy?

I need help! Where do I go?

Is there a money back guarantee?

How much does it cost?

What happens if I miss a premium?

Read full FAQs
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