We do more than
We do futures.

HAYAH isn't your typical insurance company. We're a community-minded force, committed to innovation, financial security, and enhancing your lifestyle in the UAE.


Start your HAYAH journey

Whether you're an individual or a business, we're here to protect your future and support your growth.

What we offer



We take the security of your future seriously. HAYAH and our products are regulated and approved by The Central Bank of The United Arab Emirates.


Here to stay

HAYAH is listed on the Abu Dhabi stock exchange. Our solutions are designed in the region, for the region.



Manage your savings and insurance on any device. Our digital solution makes organising your finances simple.



We take the security of your future seriously. HAYAH and our products are regulated and approved by The Central Bank of The United Arab Emirates.

Smart saver

Intelligent savings for you and your family

Smart Saver is a customisable savings plan to help you meet your financial goals. With savings updates and a real-time forecast graph, you can track your investments right from your phone.


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It’s great to finally see a company that is doing it right. Their online platform is first-rate, very easy to navigate through, and their products are great. Thank you HAYAH for an excellent service and for providing support when really needed.

HAYAH professional partner

We are pleased to count HAYAH amongst our preferred life insurance partners. Their product expertise and flexibility across the whole value chain have been instrumental to drive our portfolio and support our mutual clients with a continuous customer centric approach.

SIACI Insurance Brokers, Dubai

We have been dealing with many Insurers for Group life policies. The kind of claim settlement from HAYAH is outstanding, not only for this policy but also for all other Group life claims. Your people are outstanding. Thank you for all your support.

Crossroads Insurance Brokers LLC

The UAE's #1 financial health app

Tribe by HAYAH

Create a budget that works for you

  • Build monthly budgets that suit your finances

  • Track your spending on the go

  • Compare your spending patterns over time

Power up your financial resilience

  • Embark on quests to test your financial resilience

  • Get personalised advice to help with your finances

  • Level up as your financial knowledge grows

Protect your money wherever you are

  • See your HAYAH policies all in one place

  • Keep updated on the status of your savings

  • Access all HAYAH plans directly from the app

Looking for coverage for your employees?

If you’re an existing customer please contact us for business enquiries.

The blog

Latest updates

    Advancing Sustainability Goals: HAYAH Insurance's Focus on Financial Inclusion

    As global conversations intensify around the need for corporate social responsibility and sustainable business practices, HAYAH Insurance is driving these goals by focusing on financial inclusion. HAYAH Insurance is consciously steering its strategies and operational framework towards a more inclusive and sustainable future.

    3 min. read

    • Budgeting

    A new year’s resolution to save more money? You’re not alone

    Did you know that in 2018 over half of Americans started the year saying they wanted to save more money? Or that, after physical health goals, financial and career related resolutions are amongst the most common targets we have?

    2 min. read

    30 Dec 2022

      Breaking boundaries, building trust: The HAYAH way of life insurance

      While traditional life insurance companies face numerous challenges, many of which are born out of longstanding practices and the nature of the industry itself, HAYAH is more innovative, nimble, and product-focused company.

      3 min. read


        Celebrating Fathers: Ordinary men, extraordinary heroes

        Queue the drumroll and spotlight, folks! Father's Day is approaching and here is a toast to their silent sacrifices, their boundless love, their invaluable lessons, and the myriad ways they enrich our lives.

        2 min. read

          Combating Hepatitis B and C: A Lifelong Commitment to Health

          This article aims to raise awareness about Hepatitis B and C and the initiatives taken by the Dubai Health Authorities (DHA) to eradicate these diseases from the Emirate of Dubai.

          3 min. read

          01 Aug 2023

          Frequently Asked Questions

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          Are HAYAH's products approved and authorised by the relevant authorities?

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