Personal - smart saving

Smart Saver

Save for the future with our flexible savings plan that continually monitors your financial journey.

What is smart saving?

  • HAYAH’s Smart Saver is not just a savings plan; it's a dynamic and intuitive platform designed to help you achieve your financial goals with confidence and ease. Our innovative approach combines flexibility and automation, offering curated investment portfolios tailored to your unique investing profile. Whether you've got some investing under your belt or are just starting to build your financial future, our smart savings plan adapts to your needs, considering factors such as your financial situation, investment experience, and objectives. 

    With diversified portfolios and automated management, you can trust that your investments are in capable hands while you focus on what matters most. Experience the power of our smart savings account and sign up to Smart Saver today.

What’s included

  • Online only.

  • Savings held in a secure currency, US dollars (USD).

  • Save from USD 250 per month.

  • Diversified, automated, and curated investment portfolios based on your investing profile such as financial situation, investment experience, and investment objectives.

  • Regular savings health check of your progression towards your goal.

  • Coming soon: Select from a range of risk appropriate thematic portfolios, such as sustainable energy, Fintech and Electric Vehicles & Driving Technology, amongst many others.


  • You must be a UAE resident at entry.

  • Age at entry: 18-69 years.

  • Minimum payment term: 5 years.

  • Premium payment allowed up to age 74.


Know more

Key Features Document

Be the hero for you and your family.

Not sure which plan is right for you?

HAYAH can help you find a savings plan that suits you. Please complete the form below and we’ll get back to you as soon as possible.

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