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Rihla is HAYAH's annual report on Retirement, Insurance, Health, Life and AI in the region.

This year's theme is resilience. Resilience is no longer measured by what we can withstand. It's measured by how well we prepare.

PRISM: a new index that tracks resilience across the market over time.

FiRe: a personal measure that gives every individual a clear picture of where they stand.

The protection and retirement gaps: measured on one consistent basis, so progress can be tracked year after year.

The shifts ahead: what's changing across retirement, insurance, health, life and AI, and what it means for people and employers.

Complete the form below and we'll email you your copy.

Health insurance is mandatory for a UAE residence visa. Immigration authorities do not issue or renew a residence permit without valid cover in place, the employer or sponsor usually arranges it, and the basic government package is priced at AED 320 per year (u.ae, October 2025).


Health insurance for a UAE residence visa: rules, cost and how to get it


Key person insurance is cover a business buys on the life or health of someone the business depends on. The business owns the policy, the business pays the premium, and the business receives the payout. In the UAE market the same product is commonly called keyman insurance, and the two terms describe the same contract.

Key person insurance in the UAE: what it covers and who needs it

How much does health insurance cost in the UAE? (2026 prices)


Health insurance in the UAE is a legally mandated financial product that covers medical expenses including hospitalization, outpatient care, and emergency treatment for all residents across the seven emirates.

Health insurance in the UAE: Complete Guide 2026

How to add your newborn to health insurance in the UAE

Family health insurance in the UAE covers your spouse and children under one policy. This guide explains what it costs, the sponsorship and newborn rules parents miss, what schools expect at enrollment, and how to choose the right family plan.

Last updated: 18 June 2026

Family health insurance in the UAE: costs, rules, plans

Individual vs Group Health Insurance UAE: Which One Fits Your Life?

Group Health Insurance Coverage Options: What UAE Employers Should Include in 2026

Top Group Health Insurance Providers in the UAE: 2026 Market Guide

Group Health Insurance UAE 2026: Plans from AED 320

Avoid costly mistakes when buying life insurance. Learn how to protect your family’s future by choosing the right policy, comparing quotes, and securing adequate coverage.

Common Mistakes When Buying A Life Insurance Policy

Learn how insurers assess risk in the life insurance underwriting process. Understand medical exams, risk classification, and how to secure coverage confidently.

How the Life Insurance Underwriting Process Works

Explore types of life insurance in the UAE—term, whole, universal, and more—to protect your family’s future. Compare policies and choose the right coverage.

Life Insurance Types in the UAE

UAE life insurance guide: term vs whole life, costs from AED 84/year by age, coverage calculator, expat considerations, and how to buy online.

Life Insurance UAE: Complete Guide for Expats

How to Buy Life Insurance Online in the UAE: A 7-Step Guide

Best Savings Plans in UAE 2026: Rates Up to 6.25% Compared

How to integrate savings and insurance into your budget. (Without feeling overwhelmed)

HAYAH × HSBC: The UAE’s First Shariah-Compliant Glidepath Portfolios

The Future of Retirement: How to Secure Your Financial Well-Being Early

How to Build a Safety Net: 5 Steps to Financial Security in the UAE with HAYAH Insurance

Last updated: 24 June 2026

If you are considering the UAE Golden Visa, whether from overseas or already inside the country, health insurance is not optional. Every Golden Visa holder must carry a plan approved by the Dubai Health Authority (DHA), the Abu Dhabi Department of Health (DoH), or the Ministry of Health and Prevention (MOHAP), with a minimum annual coverage of AED 150,000. Without valid insurance, your application is either rejected or put on hold.


UAE Golden Visa Health Insurance: 2026 Requirements, Costs & FAQs

HAYAH Health Protect: cover, plans and how to buy online

Last Updated: 23 June 2026

Without valid insurance, your residency visa cannot be issued or renewed by the Federal Authority for Identity, Citizenship, Customs and Port Security (ICP). This guide explains the law in each emirate, what your employer must cover, what you must arrange yourself, the penalties for non-compliance, and how dependents are handled.

UAE Health Insurance Law 2026: Mandatory Rules by Emirate

Secure your financial future in the UAE with a personalized pension insurance plan from HAYAH Insurance. As an expat or private sector employee, relying solely on end-of-service gratuity may not be enough. Pension insurance offers a smarter, flexible way to save for retirement with guaranteed income, life protection, and peace of mind. Stay aligned with UAE savings initiatives like DEWS and enjoy full control over your long-term financial planning. Learn why pension insurance is essential in the UAE and how HAYAH can help you start saving smarter today.

Pension insurance in the UAE: why it’s the smartest way to secure your future

Insurance in the UAE can be confusing, and common myths might leave you undercovered or overpaying. This guide breaks down 5 popular misunderstandings, like thinking you're too young for insurance or that all plans cover pre-existing conditions—and shows how HAYAH’s smart, flexible plans can help you stay protected without the hassle.

Rihla by HAYAH 2026 - Empowering (resilient) futures

Rihla by HAYAH 2026