Top 7 Golden Visa questions on Insurance & Savings, answered by HAYAH

Moving to the UAE? Here’s what you need to know

Relocating isn’t just about packing bags and booking a flight; it’s about creating a whole new life.

For many expats, the UAE Golden Visa is the golden ticket: the right to live, work, and invest here long-term. It gives you the stability to put down roots and enjoy one of the world’s most dynamic and opportunity-rich destinations.

But securing it isn’t just a matter of filling out an online form. You’ll need to meet investment requirements, have valid health insurance, and show that you’re financially ready for the move.

That’s where HAYAH’s Golden Visa Saver comes in, an all-in-one package that takes care of your investment, health coverage, and paperwork, so you can focus on building your new chapter in the UAE.

Here are the 7 most common Golden Visa questions we get, and the answers you’ve been looking for.

1. Do I need insurance for a Golden Visa?

Yes. The UAE Golden Visa rules require you to have valid, comprehensive health insurance.

With HAYAH’s Golden Visa Saver, this isn’t an extra step you need to figure out; it’s already built in. The plan includes Health Protect, giving you complete coverage from day one, including hospital visits, emergency treatment, and specialist care, all compliant with Golden Visa requirements. 

So you can move forward knowing your coverage is sorted, without the hassle or hold-ups.

2. How much do I need to invest?

For the investor route, the minimum requirement is AED 2 million.

HAYAH’s Smart Saver ensures your investment is capital-protected for the entire term. 

This means your AED 2M is secure regardless of market conditions. 

Instead of locking funds in real estate, which comes with property management headaches, you invest in a safe, flexible financial product that works for you without the stress of tenants or maintenance.

3. What’s included in the Golden Visa Saver Plan?

It’s more than just a qualifying investment; it’s an all-in-one residency solution.

• Smart Saver – AED 2M capital-protected investment.

• Health Protect – Comprehensive UAE-approved health insurance from day one.

• Life Coverage – Built-in protection so your family’s financial future is secure.

• Visa Processing Support – Through HAYAH’s partnerships with leading visa service providers, all associated costs, including visa application handling, are taken care of.

Everything you need for your Golden Visa, investment, protection, and paperwork, delivered in one package, managed by a single trusted provider.

4. How long does the application take?

Golden Visa applications can take a few weeks, but many applicants face delays when dealing with separate banks, insurers, and visa offices.

With HAYAH, it’s one application, one provider. The process is streamlined: you fill out one form, submit required documents for due diligence (including KYC and AML checks), and HAYAH coordinates your investment proof, insurance certificate, and visa application documents with their partner service providers.

5. Can I take out my money early?

The investment is designed to remain in place for a minimum 2-year holding period required for the Golden Visa. 

If an urgent situation arises, HAYAH’s team will walk you through your options, ensuring you understand any impact on your visa status before making a decision.

6. What if I leave the UAE early?

If your plans change and you decide to leave the UAE before your visa expires, your capital-protected investment remains secure. 

While the official guidelines focus on the UAE residency period, HAYAH can advise on adjusting your insurance or coverage if you relocate, so you don’t lose the protection you’ve set up.

7. Why use HAYAH instead of doing it myself?

Because it’s faster, safer, and far less stressful.

• One-stop solution – No running between multiple offices and service providers.

• Fully compliant – Every element meets UAE Golden Visa rules.

• Trusted provider – Regulated by the Central Bank of the UAE.

• All costs covered – Through HAYAH’s partner network, all visa processing and insurance costs are included; your only expense is the investment itself.

With HAYAH, you’re not just meeting the Golden Visa requirements; you’re gaining a trusted partner to manage the process from start to finish.

Conclusion

Your Golden Visa, the Easy Way

With HAYAH’s Golden Visa Saver, you get your investment, insurance, and visa processing handled in one simple, secure package, fully compliant and capital-protected.

No stress, no delays, just a clear path to your UAE residency.

Start your journey today, let HAYAH handle the rest.