Loan insurance in the UAE

Loan Protect

Your safeguard against life's uncertainties, ensuring your loans are covered when you need it most.

What’s loan protection?

  • Loan protection insurance serves as a crucial safety net for you and your loved ones. It ensures that your outstanding debts are covered in the event of unforeseen circumstances such as disability, critical illness, or unexpected death. Whether you're repaying a mortgage, auto loan, or personal loan, our coverage options are tailored to alleviate the burden on you and your loved ones during challenging times. 

    HAYAH offers a seamless digital platform and competitive rates - we make securing peace of mind for your loan obligations more accessible than ever. Explore our loan protection insurance options today.

What's included

  • Provides you or your beneficiaries with coverage against loss of life, terminal illness and disability for between 1 and 35 years.
  • Pay premiums in AED or USD at a frequency that suits you – monthly, annual or single premium.

  • Coverage up to USD 50,000,000.

  • The premium will not change during the term of the policy.

  • Free temporary life cover starting from the time you fill in the application form until the policy is issued.

  • Added benefits such as HAYAH’s Priority Screening.


  • You must be a UAE resident at entry.

  • Age at entry: 18-79 years.

Secure a bright future for you and your loved ones.

Not sure which plan is right for you?

HAYAH is a premier provider of digital loan insurance in the UAE, and we can help you find a plan that suits you. Please complete the form below and we’ll get back to you as soon as possible.

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